Brief Overview of Guardian's Financials 12-31-2009
 

2010 edition of this brochure on insurance company financial strength statistics and how Guardian stacks up.
 

This is a must read to find out what a major rating service thinks of Guardian.
 

TAMING THE INVISIBLE GORILLA, DISABILITY INSURANCE: A Case Study in Illusions?, SHOULD A SECOND HOME BE THE ONLY ONE YOU OWN?
 

Life Insurance, always an efficient wealth transfer tool, is even more attractive as a way to leverage a gifting program.
 

 

Discussion of Simplified Employee Pension plan versus a Proft-Sharing Plan.
 

Rules, limits, and other important considerations for Profit-Sharing Plans, Defined Benefit Plans, SEPS, SIMPLEs, etc.
 

Effective Techniques for Promoting Referrals;Eight Great Ideas for Building Relationships with the Families of Business Owners; Reviewing Beneficiary Designations
 

Historical policy performance of whole life purchased in 1985
 

This is the current app for exercising Future Increase Option on Guardian disability income policies effective 08-13-10.
 

Explanation by Guardian's product actuary of how the Guardian applies various principles in arriving at the annual dividend scale.
 

The mutual company advantage...how a dividend is calculated, and update on Guardian's financial strength. including ratings confirmed.
 

Describes the "DI to Life Certificate" program that offers life insurance to standard DI policy holders within 120 days of policy issuance without any medical testing. Virtually no underwriting.
 

DI-AP-2009 IMPORTANT - You must use this application for DI series - 1400 & 1500 & 1600. App package includes all forms for all riders.
 

This authorization complies with the HIPAA Privace Rule. Use this form in conjunction with an underwriting inquiry (form C-UNDINQ-2003) C-Auth-2003
 

Okay I Got It – What’s Next?, Whole Life Insurance: Complex, Ingenious, Social Security: You Might Still Get It – If You Live Long Enough, Volatility Up, Investors Out