LIFE INSURANCE PRODUCT

Permanent Insurance - 2nd to Die Life Plans - General Account

Plan Name	Description	Issue Ages	Minimum Policy Size
Estate Guard - regular series	Level premium, Level Death Benefit payable at the 2nd death	20-90	$100,000
PT Estate Guard	Level premium, Level Death Benefit payable at the 2nd death --- for qualified plans	20-90	$100,000

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