The Guardian Retirement Asset Manager^sm variable annuity ("RAM"), The Guardian C+C^sm variable annuity (C+C) and The Guardian Tradition single premium fixed deferred annuity are issued by The Guardian Insurance & Annuity Company, Inc. (GIAC), a Delaware corporation. Guardian Investors Service Corporation ("GISC") serves as the distribution or RAM and C+C. RAM and C+C offer a wide variety of investment options and are sold by prospectus only. The prospectus contains important information, including fees and expenses. To obtain a prospectus please call 1-800-221-3253, option 2,3. Please read the prospectus carefully before investing or sending money. GISC and GIAC are located at 7 Hanover Square, New York, NY 10004, 1-800-221-3253. GISC and GIAC are wholly owned subsidiaries of The Guardian Life Insurance Company of America, New York, NY. GISC is a member of FINRA, SIPC.

All products may not be available in all states or jurisdictions. Securities products and services are offered through Park Avenue Securities, LLC (PAS), 7 Hanover Square, New York, NY 10004: 1.888.600.4667. PAS is an indirect wholly owned subsidiary of The Guardian Life Insurance Company of America, New York, NY. Lanny D. Levin Agency, Inc. is not an affiliate or subsidiary of PAS. PAS is a member FINRA, SIPC