|
|
GUARDIAN'S TRADITIONAL LIFE FOUNDATIONS
| Portfolio Interest Rate Method |
- Shared results of common investment portfolio
- Dividends based on the same dividend interest rate for all policies on Direct Recognition
|
| Direct Recognition |
- Most equitable way to share investment performance
- Higher dividends on non-loaned policies.
- No subsidies between `borrowers' and `non-borrowers'
|
| Modified Loan Interest Rate |
- Fixed loan interest rate reduces from 8% to 5% at the later of 20 years or age 65
- May allow for greater policy distributions after reduction
|
More...
|
